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Latest Listings

When it comes to retiring or moving to France from the UK, one of the most imperative
requirements for a successful visa application is for your financial circumstances to be in
good order.
We talk to Jennie Poate at Beacon Global Wealth, a wealth management firm specialising in
providing expert financial advice for those looking to relocate to France.
Jennie recently met with Robert and Mandy Simpson*, an English couple planning their
move from the north of England to sunny Charente, south-west France.
Robert, aged 60, is a retired salesman with a private pension bringing in £933 per month.
Mandy, aged 58, was a nurse who planned to give up her position to fulfil their long-term
dream to live in France.
Each of them has an ISA valued at £60,000, which pays £3000 per year. Robert will receive
her pension at the age of 65 (current estimated at £750 per month).
Both will be eligible for a UK state pension at the age of 67, from which they will receive
£780 per month each.

The couple owns a property in the north of England valued at £460,000 and live mortgage-
free.

They have planned to purchase a €210,000, 2-bedroom cottage in Deux Sevres in Charente
with funds from the sale of their house in England.
With their long-term goals clearly outlined, they approached Jennie Poate for support in
executing their plans.
Every review of someone’s financial position is unique; advice cannot be a one size fits all.
To compare UK investments with French taxation policies is akin to apples and oranges, and
more often than not, Jennie would recommend full encashment prior to becoming tax
resident in France.
We spoke to Jennie to find out how she helped Robert and Mandy secure their retirement
dreams. They are now ready for their move having sold their house in the UK and bought in
France.
Robert and Mandy: What are the financial requirements for us to be able to apply to
live in France?
Jennie: As you’re retiring to France, you need to apply for a long stay visa for those retiring

and ‘inactif ’, aka not working. The French government website, www.france-
visas.gouv.fr, has all the details you need.

When you apply for your visa, you must provide several documents such as ID, proof of
health insurance, accommodation etc and you will need proof that you have sufficient
income.
As a guide, income should be at least equivalent to the ‘SMIC’ (minimum wage in France)
which is €1231 net per person, per month (€1603.12) gross. Though decisions about
applications are taken on a case-by-case basis, this is a good guide to what you should aim
for. We have seen some prefectures accept that figure per couple, but to err on the safe
side, per person should be used.

Robert: So, how can we make sure we qualify, as our income from pensions will take a
few years to fully maximise. But – we do have the money from the house.
Jennie: The French visa office will take into account the fact your house in France will be
owned mortgage free. But you will need to generate income from another source to meet
the requirements of €2462 per month (per couple). With your joint income from ISAs (£500
per month; €590*) and Robert’s pension (£933 p.m. €1100*), you are currently €762 short
and would need to bridge the difference showing regular income from an investment.
Simply showing cash in the bank doesn’t necessarily satisfy the visa office; although it may
be sufficient, it’s best not to rely on this.
Once you have purchased your property (£177,000*), you will have £283,000 remaining. To
achieve income from this amount to make up the €762.00 shortfall, you’ll need a return of
around 3% on those funds. The investment would have to work quite hard to achieve those
levels of returns if it was in a medium risk investment, for example.
For comparison, a French bank account called a Livret A currently pays 1.25% p.a. tax free
(on a maximum investment of €22,000).
We would always check with you what comfort level you have for risk with funds before we
would make any investment recommendation.
Mandy: Should we take out a mortgage on the house to increase our investment pot?
Jennie: You could take a mortgage out on the property, as interest rates are low in France.

But inflation is currently over 4% p.a. (https://www.rateinflation.com/inflation-rate/france-
inflation-rate/) and the risk you take is that interest rates could rise. You will also need to

cover the mortgage interest and capital repayments as well as fund income. You would have
to consider how comfortable you are in having a mortgage commitment in retirement.
Robert: How can we ensure that we get the income that is required to live in France?
Jennie: Placing your funds into an investment vehicle that can pay out income with lower
taxes is an important consideration and given the amount to invest, an ‘Assurance Vie’ is
likely to be a good idea. Although it doesn’t give a guaranteed return, in the short term that’s
not too much of an issue; though your capital may erode, you have future income from
three other pensions. The investment income fills the gap at a higher rate in the early years
and then there will be less pressure in the latter years.
You could also consider buying another property and using the rental income from that to
reach your target income requirements. If you buy somewhere in the UK, you’ll be taxed in
the UK using your marginal rate of tax. You will still retain your nil rate band of £12,500 pa
each, so you would potentially have a tax-free income – though this is declarable in France
but not taxed again. It also gives you a base in the UK, should that be something that you
wish to retain for future consideration.
The downside is you would have to manage the property from afar and pay for upkeep.
There may also be periods with no tenants and consequently, no income.
Lastly, you could consider a French property for rental/gîte income. If you pursued this
option, you wouldn’t be classified inactif or retired in France and would need to apply for a
different visa. You would also have to register to pay tax.
Be aware that income as rental is taxed as income tax and also incurs social charges (like
National Insurance) and therefore as a direct comparison, it can look a little expensive on
the tax side.
Comparing rental income to investment income in France is a complex area and careful
planning is required to ensure that you maximise every opportunity within
your financial strategy.

Book a free, no obligation financial consultation with Beacon Global Wealth
*based on recent exchange rate of 1.18Euros to £1, 2022
*All names have been changed to maintain confidentiality.
This communication is for informational purposes only and is based on our understanding
of current legislation and practices which is subject to change and is not intended to
constitute, and should not be construed as, investment advice, investment
recommendations or investment research. You should seek advice form a professional
adviser before embarking on any financial planning activity. Whilst every effort has been
made to ensure the information contained in this communication is correct, we are not
responsible for any errors or omissions.
If you would like further details or to have a confidential discussion about your own
personal situation, then please do not hesitate to contact us.

Home


jennie@bgwealthmanagement.net
Beacon Global Wealth Management are members of Nexus Global (IFA Network). Nexus Global EU is a division of Blacktower
Financial Management (Cyprus) Limited (BFMCL) and Blacktower Insurance Agents & Advisors Ltd (BIAAL). Beacon Global
Wealth Management is an Appointed Representative of BFMCL which is licensed and regulated by the Cyprus Securities &
Exchange Commission (CySEC) – Licence No. 386/20. Beacon Global Wealth Management is an Appointed Representative of
BIAAL which is licensed and regulated by the Insurance Companies Control Service (ICCS) – Licence No. 5101


Latest Listings

Immaculate detached house with half an acre garden in a quiet village in Normandy

The property has been completely renovated by the present owner including re-wiring,  a new kitchen and bathrooms and the creation of the first floor bedrooms.   It benefits from a downstairs bedroom and bathroom.  Pretty garden with ornamental pond.  Viewing is recommended.

The property is situated in a village in the Manche (Normandy region) in the north of France, 60 km from Saint-Lô, the department capital. The medieval town of Domfront is 25 km and Fougères 30 km with its forest, lake and manmade beach.  It is about 31km from the beach and UNESCO heritage site of Mont Saint Michel.  The attractive market town of Saint Hilaire du Harcouët with its weekly market is about 5 km from the property and Mortain is about 10 km.  It is 333 km from the Channel Tunnel at Calais but closer ferry links are available via Caen Ouistreham (95 km) or Saint-Malo (69 km).  The closest airports are at Rennes (79 km) and Dinard (73 km).

THE ACCOMMODATION COMPRISES :

On the ground floor –

Kitchen/Breakfast Room  3.22 x 2.71m  Recently fitted kitchen with range of matching base and wall units. Built in oven and electric hob with extractor fan over.  Butler sink with mixer tap.  Solic wood worktops with tiled splashbacks.  Space for freestanding fredge/freezer.  Electric radiator.  Tiled floor.

Rear Lobby  2.21 x 1.40m  Partly glazed double doors to terrace and rear garden.  Tiled floor.

Bathroom  2.28 x 2.13m  Window to west elevation. Bath with mixer/shower tap adjustment over and shower screen.  WC.  Hand basin.   Heated towel rail.  Cupboard housing hot water cylinder and plumbing for washing machine.  Extractor fan and vent.

Lounge/Dining Room  5.00 x 4.25m  Partly glazed door and window to front elevation.  Radiator.  Oak floor.  Fireplace with wood-burner (previously had back boiler installed but not now).  Cupboard housing electrics.

Bedroom 1  5.07 x 3.40m  Window to front elevation.  Radiator.  Oak floor.

Snug 5.07 x 2.93 Partly glazed door and window to front elevation.  Laminate flooring.  Inset spotlights.  Radiator.  Stairs to :

On the First Floor –

Mezzanine study/seating area  3 x 2m Radiator.  Laminate flooring.  Sloping ceiling.

Landing Skylight to rear elevation.  Sloping ceiling.  Exposed beams.

Bathroom 2.54 x 1.85 Velux window to the front elevation.  Sloping ceiling.  Bath with tiled surround, shower screen and mixer/shower tap adjustment.  Tiled floor.  WC.  Vanity unit with mirror over.  Heated electric towel rail.

Bedroom 2 3.57 x 2.28 Window to the front elevation.  Exposed beams.  Sloping ceiling. Electric radiator.

Bedroom 3 3.87 x 3.24 Velux windows to the front and rear elevations.  Sloping ceilings.  Electric radiator.  Exposed beams.

OUTSIDE :

A tarmac drive leads to gravel parking and turning area.  Ornamental pond with fountain surounded by decking to provide an attractive seating area.  Immaculate garden laid to lawn with mature trees and shrubs.   Metal shed.  To the rear is a terrace and wooden chalet.  Walnut and cherry trees.

SERVICES : 

Mains water and electricity. Telephone line (not presently connected).  Electric central heating and a woodburner.  Double glazed uPvc windows.  Broadband internet connection.  Drainage is to an all water septic tank.

FINANCIAL DETAILS :

Taxes Foncières : 380€ per annum

Taxe d’habitation : € per annum

Asking price : 182,000€ including Agency fees of 12,000€ . In addition the buyer will pay the Notaire’s fees of 13,700€ 

Please note : All room sizes are approximate.  Suzanne in France has made every effort to ensure that the details and photographs of this property are accurate and in no way misleading.  However this information does not form part of a contract and no warranties are given or implied.

Property Ref : SIF – 001602


Latest Listings

Immaculate detached house with half an acre garden in a quiet village in Normandy

The property has been completely renovated by the present owner including re-wiring,  a new kitchen and bathrooms and the creation of the first floor bedrooms.   It benefits from a downstairs bedroom and bathroom.  Pretty garden with ornamental pond.  Viewing is recommended.

The property is situated in a village in the Manche (Normandy region) in the north of France, 60 km from Saint-Lô, the department capital. The medieval town of Domfront is 25 km and Fougères 30 km with its forest, lake and manmade beach.  It is about 31km from the beach and UNESCO heritage site of Mont Saint Michel.  The attractive market town of Saint Hilaire du Harcouët with its weekly market is about 5 km from the property and Mortain is about 10 km.  It is 333 km from the Channel Tunnel at Calais but closer ferry links are available via Caen Ouistreham (95 km) or Saint-Malo (69 km).  The closest airports are at Rennes (79 km) and Dinard (73 km).

THE ACCOMMODATION COMPRISES :

On the ground floor –

Kitchen/Breakfast Room  3.22 x 2.71m  Recently fitted kitchen with range of matching base and wall units. Built in oven and electric hob with extractor fan over.  Butler sink with mixer tap.  Solic wood worktops with tiled splashbacks.  Space for freestanding fredge/freezer.  Electric radiator.  Tiled floor.

Rear Lobby  2.21 x 1.40m  Partly glazed double doors to terrace and rear garden.  Tiled floor.

Bathroom  2.28 x 2.13m  Window to west elevation. Bath with mixer/shower tap adjustment over and shower screen.  WC.  Hand basin.   Heated towel rail.  Cupboard housing hot water cylinder and plumbing for washing machine.  Extractor fan and vent.

Lounge/Dining Room  5.00 x 4.25m  Partly glazed door and window to front elevation.  Radiator.  Oak floor.  Fireplace with wood-burner (previously had back boiler installed but not now).  Cupboard housing electrics.

Bedroom 1  5.07 x 3.40m  Window to front elevation.  Radiator.  Oak floor.

Snug 5.07 x 2.93 Partly glazed door and window to front elevation.  Laminate flooring.  Inset spotlights.  Radiator.  Stairs to :

On the First Floor –

Mezzanine study/seating area  3 x 2m Radiator.  Laminate flooring.  Sloping ceiling.

Landing Skylight to rear elevation.  Sloping ceiling.  Exposed beams.

Bathroom 2.54 x 1.85 Velux window to the front elevation.  Sloping ceiling.  Bath with tiled surround, shower screen and mixer/shower tap adjustment.  Tiled floor.  WC.  Vanity unit with mirror over.  Heated electric towel rail.

Bedroom 2 3.57 x 2.28 Window to the front elevation.  Exposed beams.  Sloping ceiling. Electric radiator.

Bedroom 3 3.87 x 3.24 Velux windows to the front and rear elevations.  Sloping ceilings.  Electric radiator.  Exposed beams.

OUTSIDE :

A tarmac drive leads to gravel parking and turning area.  Ornamental pond with fountain surounded by decking to provide an attractive seating area.  Immaculate garden laid to lawn with mature trees and shrubs.   Metal shed.  To the rear is a terrace and wooden chalet.  Walnut and cherry trees.

SERVICES : 

Mains water and electricity. Telephone line (not presently connected).  Electric central heating and a woodburner.  Double glazed uPvc windows.  Broadband internet connection.  Drainage is to an all water septic tank.

FINANCIAL DETAILS :

Taxes Foncières : 380€ per annum

Taxe d’habitation : € per annum

Asking price : 182,000€ including Agency fees of 12,000€ . In addition the buyer will pay the Notaire’s fees of 13,700€ 

Please note : All room sizes are approximate.  Suzanne in France has made every effort to ensure that the details and photographs of this property are accurate and in no way misleading.  However this information does not form part of a contract and no warranties are given or implied.

Property Ref : SIF – 001602


Latest Listings

Immaculate detached house with half an acre garden in a quiet village in Normandy

The property has been completely renovated by the present owner including re-wiring,  a new kitchen and bathrooms and the creation of the first floor bedrooms.   It benefits from a downstairs bedroom and bathroom.  Pretty garden with ornamental pond.  Viewing is recommended.

The property is situated in a village in the Manche (Normandy region) in the north of France, 60 km from Saint-Lô, the department capital. The medieval town of Domfront is 25 km and Fougères 30 km with its forest, lake and manmade beach.  It is about 31km from the beach and UNESCO heritage site of Mont Saint Michel.  The attractive market town of Saint Hilaire du Harcouët with its weekly market is about 5 km from the property and Mortain is about 10 km.  It is 333 km from the Channel Tunnel at Calais but closer ferry links are available via Caen Ouistreham (95 km) or Saint-Malo (69 km).  The closest airports are at Rennes (79 km) and Dinard (73 km).

THE ACCOMMODATION COMPRISES :

On the ground floor –

Kitchen/Breakfast Room  3.22 x 2.71m  Recently fitted kitchen with range of matching base and wall units. Built in oven and electric hob with extractor fan over.  Butler sink with mixer tap.  Solic wood worktops with tiled splashbacks.  Space for freestanding fredge/freezer.  Electric radiator.  Tiled floor.

Rear Lobby  2.21 x 1.40m  Partly glazed double doors to terrace and rear garden.  Tiled floor.

Bathroom  2.28 x 2.13m  Window to west elevation. Bath with mixer/shower tap adjustment over and shower screen.  WC.  Hand basin.   Heated towel rail.  Cupboard housing hot water cylinder and plumbing for washing machine.  Extractor fan and vent.

Lounge/Dining Room  5.00 x 4.25m  Partly glazed door and window to front elevation.  Radiator.  Oak floor.  Fireplace with wood-burner (previously had back boiler installed but not now).  Cupboard housing electrics.

Bedroom 1  5.07 x 3.40m  Window to front elevation.  Radiator.  Oak floor.

Snug 5.07 x 2.93 Partly glazed door and window to front elevation.  Laminate flooring.  Inset spotlights.  Radiator.  Stairs to :

On the First Floor –

Mezzanine study/seating area  3 x 2m Radiator.  Laminate flooring.  Sloping ceiling.

Landing Skylight to rear elevation.  Sloping ceiling.  Exposed beams.

Bathroom 2.54 x 1.85 Velux window to the front elevation.  Sloping ceiling.  Bath with tiled surround, shower screen and mixer/shower tap adjustment.  Tiled floor.  WC.  Vanity unit with mirror over.  Heated electric towel rail.

Bedroom 2 3.57 x 2.28 Window to the front elevation.  Exposed beams.  Sloping ceiling. Electric radiator.

Bedroom 3 3.87 x 3.24 Velux windows to the front and rear elevations.  Sloping ceilings.  Electric radiator.  Exposed beams.

OUTSIDE :

A tarmac drive leads to gravel parking and turning area.  Ornamental pond with fountain surounded by decking to provide an attractive seating area.  Immaculate garden laid to lawn with mature trees and shrubs.   Metal shed.  To the rear is a terrace and wooden chalet.  Walnut and cherry trees.

SERVICES : 

Mains water and electricity. Telephone line (not presently connected).  Electric central heating and a woodburner.  Double glazed uPvc windows.  Broadband internet connection.  Drainage is to an all water septic tank.

FINANCIAL DETAILS :

Taxes Foncières : 380€ per annum

Taxe d’habitation : € per annum

Asking price : 182,000€ including Agency fees of 12,000€ . In addition the buyer will pay the Notaire’s fees of 13,700€ 

Please note : All room sizes are approximate.  Suzanne in France has made every effort to ensure that the details and photographs of this property are accurate and in no way misleading.  However this information does not form part of a contract and no warranties are given or implied.

Property Ref : SIF – 001602


Latest Listings

Immaculate detached house with half an acre garden in a quiet village in Normandy

The property has been completely renovated by the present owner including re-wiring,  a new kitchen and bathrooms and the creation of the first floor bedrooms.   It benefits from a downstairs bedroom and bathroom.  Pretty garden with ornamental pond.  Viewing is recommended.

The property is situated in a village in the Manche (Normandy region) in the north of France, 60 km from Saint-Lô, the department capital. The medieval town of Domfront is 25 km and Fougères 30 km with its forest, lake and manmade beach.  It is about 31km from the beach and UNESCO heritage site of Mont Saint Michel.  The attractive market town of Saint Hilaire du Harcouët with its weekly market is about 5 km from the property and Mortain is about 10 km.  It is 333 km from the Channel Tunnel at Calais but closer ferry links are available via Caen Ouistreham (95 km) or Saint-Malo (69 km).  The closest airports are at Rennes (79 km) and Dinard (73 km).

THE ACCOMMODATION COMPRISES :

On the ground floor –

Kitchen/Breakfast Room  3.22 x 2.71m  Recently fitted kitchen with range of matching base and wall units. Built in oven and electric hob with extractor fan over.  Butler sink with mixer tap.  Solic wood worktops with tiled splashbacks.  Space for freestanding fredge/freezer.  Electric radiator.  Tiled floor.

Rear Lobby  2.21 x 1.40m  Partly glazed double doors to terrace and rear garden.  Tiled floor.

Bathroom  2.28 x 2.13m  Window to west elevation. Bath with mixer/shower tap adjustment over and shower screen.  WC.  Hand basin.   Heated towel rail.  Cupboard housing hot water cylinder and plumbing for washing machine.  Extractor fan and vent.

Lounge/Dining Room  5.00 x 4.25m  Partly glazed door and window to front elevation.  Radiator.  Oak floor.  Fireplace with wood-burner (previously had back boiler installed but not now).  Cupboard housing electrics.

Bedroom 1  5.07 x 3.40m  Window to front elevation.  Radiator.  Oak floor.

Snug 5.07 x 2.93 Partly glazed door and window to front elevation.  Laminate flooring.  Inset spotlights.  Radiator.  Stairs to :

On the First Floor –

Mezzanine study/seating area  3 x 2m Radiator.  Laminate flooring.  Sloping ceiling.

Landing Skylight to rear elevation.  Sloping ceiling.  Exposed beams.

Bathroom 2.54 x 1.85 Velux window to the front elevation.  Sloping ceiling.  Bath with tiled surround, shower screen and mixer/shower tap adjustment.  Tiled floor.  WC.  Vanity unit with mirror over.  Heated electric towel rail.

Bedroom 2 3.57 x 2.28 Window to the front elevation.  Exposed beams.  Sloping ceiling. Electric radiator.

Bedroom 3 3.87 x 3.24 Velux windows to the front and rear elevations.  Sloping ceilings.  Electric radiator.  Exposed beams.

OUTSIDE :

A tarmac drive leads to gravel parking and turning area.  Ornamental pond with fountain surounded by decking to provide an attractive seating area.  Immaculate garden laid to lawn with mature trees and shrubs.   Metal shed.  To the rear is a terrace and wooden chalet.  Walnut and cherry trees.

SERVICES : 

Mains water and electricity. Telephone line (not presently connected).  Electric central heating and a woodburner.  Double glazed uPvc windows.  Broadband internet connection.  Drainage is to an all water septic tank.

FINANCIAL DETAILS :

Taxes Foncières : 380€ per annum

Taxe d’habitation : € per annum

Asking price : 182,000€ including Agency fees of 12,000€ . In addition the buyer will pay the Notaire’s fees of 13,700€ 

Please note : All room sizes are approximate.  Suzanne in France has made every effort to ensure that the details and photographs of this property are accurate and in no way misleading.  However this information does not form part of a contract and no warranties are given or implied.

Property Ref : SIF – 001602


Latest Listings

Immaculate detached house with half an acre garden in a quiet village in Normandy

The property has been completely renovated by the present owner including re-wiring,  a new kitchen and bathrooms and the creation of the first floor bedrooms.   It benefits from a downstairs bedroom and bathroom.  Pretty garden with ornamental pond.  Viewing is recommended.

The property is situated in a village in the Manche (Normandy region) in the north of France, 60 km from Saint-Lô, the department capital. The medieval town of Domfront is 25 km and Fougères 30 km with its forest, lake and manmade beach.  It is about 31km from the beach and UNESCO heritage site of Mont Saint Michel.  The attractive market town of Saint Hilaire du Harcouët with its weekly market is about 5 km from the property and Mortain is about 10 km.  It is 333 km from the Channel Tunnel at Calais but closer ferry links are available via Caen Ouistreham (95 km) or Saint-Malo (69 km).  The closest airports are at Rennes (79 km) and Dinard (73 km).

THE ACCOMMODATION COMPRISES :

On the ground floor –

Kitchen/Breakfast Room  3.22 x 2.71m  Recently fitted kitchen with range of matching base and wall units. Built in oven and electric hob with extractor fan over.  Butler sink with mixer tap.  Solic wood worktops with tiled splashbacks.  Space for freestanding fredge/freezer.  Electric radiator.  Tiled floor.

Rear Lobby  2.21 x 1.40m  Partly glazed double doors to terrace and rear garden.  Tiled floor.

Bathroom  2.28 x 2.13m  Window to west elevation. Bath with mixer/shower tap adjustment over and shower screen.  WC.  Hand basin.   Heated towel rail.  Cupboard housing hot water cylinder and plumbing for washing machine.  Extractor fan and vent.

Lounge/Dining Room  5.00 x 4.25m  Partly glazed door and window to front elevation.  Radiator.  Oak floor.  Fireplace with wood-burner (previously had back boiler installed but not now).  Cupboard housing electrics.

Bedroom 1  5.07 x 3.40m  Window to front elevation.  Radiator.  Oak floor.

Snug 5.07 x 2.93 Partly glazed door and window to front elevation.  Laminate flooring.  Inset spotlights.  Radiator.  Stairs to :

On the First Floor –

Mezzanine study/seating area  3 x 2m Radiator.  Laminate flooring.  Sloping ceiling.

Landing Skylight to rear elevation.  Sloping ceiling.  Exposed beams.

Bathroom 2.54 x 1.85 Velux window to the front elevation.  Sloping ceiling.  Bath with tiled surround, shower screen and mixer/shower tap adjustment.  Tiled floor.  WC.  Vanity unit with mirror over.  Heated electric towel rail.

Bedroom 2 3.57 x 2.28 Window to the front elevation.  Exposed beams.  Sloping ceiling. Electric radiator.

Bedroom 3 3.87 x 3.24 Velux windows to the front and rear elevations.  Sloping ceilings.  Electric radiator.  Exposed beams.

OUTSIDE :

A tarmac drive leads to gravel parking and turning area.  Ornamental pond with fountain surounded by decking to provide an attractive seating area.  Immaculate garden laid to lawn with mature trees and shrubs.   Metal shed.  To the rear is a terrace and wooden chalet.  Walnut and cherry trees.

SERVICES : 

Mains water and electricity. Telephone line (not presently connected).  Electric central heating and a woodburner.  Double glazed uPvc windows.  Broadband internet connection.  Drainage is to an all water septic tank.

FINANCIAL DETAILS :

Taxes Foncières : 380€ per annum

Taxe d’habitation : € per annum

Asking price : 182,000€ including Agency fees of 12,000€ . In addition the buyer will pay the Notaire’s fees of 13,700€ 

Please note : All room sizes are approximate.  Suzanne in France has made every effort to ensure that the details and photographs of this property are accurate and in no way misleading.  However this information does not form part of a contract and no warranties are given or implied.

Property Ref : SIF – 001602


Latest Listings

Immaculate detached house with half an acre garden in a quiet village in Normandy

The property has been completely renovated by the present owner including re-wiring,  a new kitchen and bathrooms and the creation of the first floor bedrooms.   It benefits from a downstairs bedroom and bathroom.  Pretty garden with ornamental pond.  Viewing is recommended.

The property is situated in a village in the Manche (Normandy region) in the north of France, 60 km from Saint-Lô, the department capital. The medieval town of Domfront is 25 km and Fougères 30 km with its forest, lake and manmade beach.  It is about 31km from the beach and UNESCO heritage site of Mont Saint Michel.  The attractive market town of Saint Hilaire du Harcouët with its weekly market is about 5 km from the property and Mortain is about 10 km.  It is 333 km from the Channel Tunnel at Calais but closer ferry links are available via Caen Ouistreham (95 km) or Saint-Malo (69 km).  The closest airports are at Rennes (79 km) and Dinard (73 km).

THE ACCOMMODATION COMPRISES :

On the ground floor –

Kitchen/Breakfast Room  3.22 x 2.71m  Recently fitted kitchen with range of matching base and wall units. Built in oven and electric hob with extractor fan over.  Butler sink with mixer tap.  Solic wood worktops with tiled splashbacks.  Space for freestanding fredge/freezer.  Electric radiator.  Tiled floor.

Rear Lobby  2.21 x 1.40m  Partly glazed double doors to terrace and rear garden.  Tiled floor.

Bathroom  2.28 x 2.13m  Window to west elevation. Bath with mixer/shower tap adjustment over and shower screen.  WC.  Hand basin.   Heated towel rail.  Cupboard housing hot water cylinder and plumbing for washing machine.  Extractor fan and vent.

Lounge/Dining Room  5.00 x 4.25m  Partly glazed door and window to front elevation.  Radiator.  Oak floor.  Fireplace with wood-burner (previously had back boiler installed but not now).  Cupboard housing electrics.

Bedroom 1  5.07 x 3.40m  Window to front elevation.  Radiator.  Oak floor.

Snug 5.07 x 2.93 Partly glazed door and window to front elevation.  Laminate flooring.  Inset spotlights.  Radiator.  Stairs to :

On the First Floor –

Mezzanine study/seating area  3 x 2m Radiator.  Laminate flooring.  Sloping ceiling.

Landing Skylight to rear elevation.  Sloping ceiling.  Exposed beams.

Bathroom 2.54 x 1.85 Velux window to the front elevation.  Sloping ceiling.  Bath with tiled surround, shower screen and mixer/shower tap adjustment.  Tiled floor.  WC.  Vanity unit with mirror over.  Heated electric towel rail.

Bedroom 2 3.57 x 2.28 Window to the front elevation.  Exposed beams.  Sloping ceiling. Electric radiator.

Bedroom 3 3.87 x 3.24 Velux windows to the front and rear elevations.  Sloping ceilings.  Electric radiator.  Exposed beams.

OUTSIDE :

A tarmac drive leads to gravel parking and turning area.  Ornamental pond with fountain surounded by decking to provide an attractive seating area.  Immaculate garden laid to lawn with mature trees and shrubs.   Metal shed.  To the rear is a terrace and wooden chalet.  Walnut and cherry trees.

SERVICES : 

Mains water and electricity. Telephone line (not presently connected).  Electric central heating and a woodburner.  Double glazed uPvc windows.  Broadband internet connection.  Drainage is to an all water septic tank.

FINANCIAL DETAILS :

Taxes Foncières : 380€ per annum

Taxe d’habitation : € per annum

Asking price : 182,000€ including Agency fees of 12,000€ . In addition the buyer will pay the Notaire’s fees of 13,700€ 

Please note : All room sizes are approximate.  Suzanne in France has made every effort to ensure that the details and photographs of this property are accurate and in no way misleading.  However this information does not form part of a contract and no warranties are given or implied.

Property Ref : SIF – 001602


Latest Listings

Immaculate detached house with half an acre garden in a quiet village in Normandy

The property has been completely renovated by the present owner including re-wiring,  a new kitchen and bathrooms and the creation of the first floor bedrooms.   It benefits from a downstairs bedroom and bathroom.  Pretty garden with ornamental pond.  Viewing is recommended.

The property is situated in a village in the Manche (Normandy region) in the north of France, 60 km from Saint-Lô, the department capital. The medieval town of Domfront is 25 km and Fougères 30 km with its forest, lake and manmade beach.  It is about 31km from the beach and UNESCO heritage site of Mont Saint Michel.  The attractive market town of Saint Hilaire du Harcouët with its weekly market is about 5 km from the property and Mortain is about 10 km.  It is 333 km from the Channel Tunnel at Calais but closer ferry links are available via Caen Ouistreham (95 km) or Saint-Malo (69 km).  The closest airports are at Rennes (79 km) and Dinard (73 km).

THE ACCOMMODATION COMPRISES :

On the ground floor –

Kitchen/Breakfast Room  3.22 x 2.71m  Recently fitted kitchen with range of matching base and wall units. Built in oven and electric hob with extractor fan over.  Butler sink with mixer tap.  Solic wood worktops with tiled splashbacks.  Space for freestanding fredge/freezer.  Electric radiator.  Tiled floor.

Rear Lobby  2.21 x 1.40m  Partly glazed double doors to terrace and rear garden.  Tiled floor.

Bathroom  2.28 x 2.13m  Window to west elevation. Bath with mixer/shower tap adjustment over and shower screen.  WC.  Hand basin.   Heated towel rail.  Cupboard housing hot water cylinder and plumbing for washing machine.  Extractor fan and vent.

Lounge/Dining Room  5.00 x 4.25m  Partly glazed door and window to front elevation.  Radiator.  Oak floor.  Fireplace with wood-burner (previously had back boiler installed but not now).  Cupboard housing electrics.

Bedroom 1  5.07 x 3.40m  Window to front elevation.  Radiator.  Oak floor.

Snug 5.07 x 2.93 Partly glazed door and window to front elevation.  Laminate flooring.  Inset spotlights.  Radiator.  Stairs to :

On the First Floor –

Mezzanine study/seating area  3 x 2m Radiator.  Laminate flooring.  Sloping ceiling.

Landing Skylight to rear elevation.  Sloping ceiling.  Exposed beams.

Bathroom 2.54 x 1.85 Velux window to the front elevation.  Sloping ceiling.  Bath with tiled surround, shower screen and mixer/shower tap adjustment.  Tiled floor.  WC.  Vanity unit with mirror over.  Heated electric towel rail.

Bedroom 2 3.57 x 2.28 Window to the front elevation.  Exposed beams.  Sloping ceiling. Electric radiator.

Bedroom 3 3.87 x 3.24 Velux windows to the front and rear elevations.  Sloping ceilings.  Electric radiator.  Exposed beams.

OUTSIDE :

A tarmac drive leads to gravel parking and turning area.  Ornamental pond with fountain surounded by decking to provide an attractive seating area.  Immaculate garden laid to lawn with mature trees and shrubs.   Metal shed.  To the rear is a terrace and wooden chalet.  Walnut and cherry trees.

SERVICES : 

Mains water and electricity. Telephone line (not presently connected).  Electric central heating and a woodburner.  Double glazed uPvc windows.  Broadband internet connection.  Drainage is to an all water septic tank.

FINANCIAL DETAILS :

Taxes Foncières : 380€ per annum

Taxe d’habitation : € per annum

Asking price : 182,000€ including Agency fees of 12,000€ . In addition the buyer will pay the Notaire’s fees of 13,700€ 

Please note : All room sizes are approximate.  Suzanne in France has made every effort to ensure that the details and photographs of this property are accurate and in no way misleading.  However this information does not form part of a contract and no warranties are given or implied.

Property Ref : SIF – 001602


Latest Listings

Immaculate detached house with half an acre garden in a quiet village in Normandy

The property has been completely renovated by the present owner including re-wiring,  a new kitchen and bathrooms and the creation of the first floor bedrooms.   It benefits from a downstairs bedroom and bathroom.  Pretty garden with ornamental pond.  Viewing is recommended.

The property is situated in a village in the Manche (Normandy region) in the north of France, 60 km from Saint-Lô, the department capital. The medieval town of Domfront is 25 km and Fougères 30 km with its forest, lake and manmade beach.  It is about 31km from the beach and UNESCO heritage site of Mont Saint Michel.  The attractive market town of Saint Hilaire du Harcouët with its weekly market is about 5 km from the property and Mortain is about 10 km.  It is 333 km from the Channel Tunnel at Calais but closer ferry links are available via Caen Ouistreham (95 km) or Saint-Malo (69 km).  The closest airports are at Rennes (79 km) and Dinard (73 km).

THE ACCOMMODATION COMPRISES :

On the ground floor –

Kitchen/Breakfast Room  3.22 x 2.71m  Recently fitted kitchen with range of matching base and wall units. Built in oven and electric hob with extractor fan over.  Butler sink with mixer tap.  Solic wood worktops with tiled splashbacks.  Space for freestanding fredge/freezer.  Electric radiator.  Tiled floor.

Rear Lobby  2.21 x 1.40m  Partly glazed double doors to terrace and rear garden.  Tiled floor.

Bathroom  2.28 x 2.13m  Window to west elevation. Bath with mixer/shower tap adjustment over and shower screen.  WC.  Hand basin.   Heated towel rail.  Cupboard housing hot water cylinder and plumbing for washing machine.  Extractor fan and vent.

Lounge/Dining Room  5.00 x 4.25m  Partly glazed door and window to front elevation.  Radiator.  Oak floor.  Fireplace with wood-burner (previously had back boiler installed but not now).  Cupboard housing electrics.

Bedroom 1  5.07 x 3.40m  Window to front elevation.  Radiator.  Oak floor.

Snug 5.07 x 2.93 Partly glazed door and window to front elevation.  Laminate flooring.  Inset spotlights.  Radiator.  Stairs to :

On the First Floor –

Mezzanine study/seating area  3 x 2m Radiator.  Laminate flooring.  Sloping ceiling.

Landing Skylight to rear elevation.  Sloping ceiling.  Exposed beams.

Bathroom 2.54 x 1.85 Velux window to the front elevation.  Sloping ceiling.  Bath with tiled surround, shower screen and mixer/shower tap adjustment.  Tiled floor.  WC.  Vanity unit with mirror over.  Heated electric towel rail.

Bedroom 2 3.57 x 2.28 Window to the front elevation.  Exposed beams.  Sloping ceiling. Electric radiator.

Bedroom 3 3.87 x 3.24 Velux windows to the front and rear elevations.  Sloping ceilings.  Electric radiator.  Exposed beams.

OUTSIDE :

A tarmac drive leads to gravel parking and turning area.  Ornamental pond with fountain surounded by decking to provide an attractive seating area.  Immaculate garden laid to lawn with mature trees and shrubs.   Metal shed.  To the rear is a terrace and wooden chalet.  Walnut and cherry trees.

SERVICES : 

Mains water and electricity. Telephone line (not presently connected).  Electric central heating and a woodburner.  Double glazed uPvc windows.  Broadband internet connection.  Drainage is to an all water septic tank.

FINANCIAL DETAILS :

Taxes Foncières : 380€ per annum

Taxe d’habitation : € per annum

Asking price : 182,000€ including Agency fees of 12,000€ . In addition the buyer will pay the Notaire’s fees of 13,700€ 

Please note : All room sizes are approximate.  Suzanne in France has made every effort to ensure that the details and photographs of this property are accurate and in no way misleading.  However this information does not form part of a contract and no warranties are given or implied.

Property Ref : SIF – 001602


Latest Listings

Immaculate detached house with half an acre garden in a quiet village in Normandy

The property has been completely renovated by the present owner including re-wiring,  a new kitchen and bathrooms and the creation of the first floor bedrooms.   It benefits from a downstairs bedroom and bathroom.  Pretty garden with ornamental pond.  Viewing is recommended.

The property is situated in a village in the Manche (Normandy region) in the north of France, 60 km from Saint-Lô, the department capital. The medieval town of Domfront is 25 km and Fougères 30 km with its forest, lake and manmade beach.  It is about 31km from the beach and UNESCO heritage site of Mont Saint Michel.  The attractive market town of Saint Hilaire du Harcouët with its weekly market is about 5 km from the property and Mortain is about 10 km.  It is 333 km from the Channel Tunnel at Calais but closer ferry links are available via Caen Ouistreham (95 km) or Saint-Malo (69 km).  The closest airports are at Rennes (79 km) and Dinard (73 km).

THE ACCOMMODATION COMPRISES :

On the ground floor –

Kitchen/Breakfast Room  3.22 x 2.71m  Recently fitted kitchen with range of matching base and wall units. Built in oven and electric hob with extractor fan over.  Butler sink with mixer tap.  Solic wood worktops with tiled splashbacks.  Space for freestanding fredge/freezer.  Electric radiator.  Tiled floor.

Rear Lobby  2.21 x 1.40m  Partly glazed double doors to terrace and rear garden.  Tiled floor.

Bathroom  2.28 x 2.13m  Window to west elevation. Bath with mixer/shower tap adjustment over and shower screen.  WC.  Hand basin.   Heated towel rail.  Cupboard housing hot water cylinder and plumbing for washing machine.  Extractor fan and vent.

Lounge/Dining Room  5.00 x 4.25m  Partly glazed door and window to front elevation.  Radiator.  Oak floor.  Fireplace with wood-burner (previously had back boiler installed but not now).  Cupboard housing electrics.

Bedroom 1  5.07 x 3.40m  Window to front elevation.  Radiator.  Oak floor.

Snug 5.07 x 2.93 Partly glazed door and window to front elevation.  Laminate flooring.  Inset spotlights.  Radiator.  Stairs to :

On the First Floor –

Mezzanine study/seating area  3 x 2m Radiator.  Laminate flooring.  Sloping ceiling.

Landing Skylight to rear elevation.  Sloping ceiling.  Exposed beams.

Bathroom 2.54 x 1.85 Velux window to the front elevation.  Sloping ceiling.  Bath with tiled surround, shower screen and mixer/shower tap adjustment.  Tiled floor.  WC.  Vanity unit with mirror over.  Heated electric towel rail.

Bedroom 2 3.57 x 2.28 Window to the front elevation.  Exposed beams.  Sloping ceiling. Electric radiator.

Bedroom 3 3.87 x 3.24 Velux windows to the front and rear elevations.  Sloping ceilings.  Electric radiator.  Exposed beams.

OUTSIDE :

A tarmac drive leads to gravel parking and turning area.  Ornamental pond with fountain surounded by decking to provide an attractive seating area.  Immaculate garden laid to lawn with mature trees and shrubs.   Metal shed.  To the rear is a terrace and wooden chalet.  Walnut and cherry trees.

SERVICES : 

Mains water and electricity. Telephone line (not presently connected).  Electric central heating and a woodburner.  Double glazed uPvc windows.  Broadband internet connection.  Drainage is to an all water septic tank.

FINANCIAL DETAILS :

Taxes Foncières : 380€ per annum

Taxe d’habitation : € per annum

Asking price : 182,000€ including Agency fees of 12,000€ . In addition the buyer will pay the Notaire’s fees of 13,700€ 

Please note : All room sizes are approximate.  Suzanne in France has made every effort to ensure that the details and photographs of this property are accurate and in no way misleading.  However this information does not form part of a contract and no warranties are given or implied.

Property Ref : SIF – 001602


Latest Listings

Immaculate detached house with half an acre garden in a quiet village in Normandy

The property has been completely renovated by the present owner including re-wiring,  a new kitchen and bathrooms and the creation of the first floor bedrooms.   It benefits from a downstairs bedroom and bathroom.  Pretty garden with ornamental pond.  Viewing is recommended.

The property is situated in a village in the Manche (Normandy region) in the north of France, 60 km from Saint-Lô, the department capital. The medieval town of Domfront is 25 km and Fougères 30 km with its forest, lake and manmade beach.  It is about 31km from the beach and UNESCO heritage site of Mont Saint Michel.  The attractive market town of Saint Hilaire du Harcouët with its weekly market is about 5 km from the property and Mortain is about 10 km.  It is 333 km from the Channel Tunnel at Calais but closer ferry links are available via Caen Ouistreham (95 km) or Saint-Malo (69 km).  The closest airports are at Rennes (79 km) and Dinard (73 km).

THE ACCOMMODATION COMPRISES :

On the ground floor –

Kitchen/Breakfast Room  3.22 x 2.71m  Recently fitted kitchen with range of matching base and wall units. Built in oven and electric hob with extractor fan over.  Butler sink with mixer tap.  Solic wood worktops with tiled splashbacks.  Space for freestanding fredge/freezer.  Electric radiator.  Tiled floor.

Rear Lobby  2.21 x 1.40m  Partly glazed double doors to terrace and rear garden.  Tiled floor.

Bathroom  2.28 x 2.13m  Window to west elevation. Bath with mixer/shower tap adjustment over and shower screen.  WC.  Hand basin.   Heated towel rail.  Cupboard housing hot water cylinder and plumbing for washing machine.  Extractor fan and vent.

Lounge/Dining Room  5.00 x 4.25m  Partly glazed door and window to front elevation.  Radiator.  Oak floor.  Fireplace with wood-burner (previously had back boiler installed but not now).  Cupboard housing electrics.

Bedroom 1  5.07 x 3.40m  Window to front elevation.  Radiator.  Oak floor.

Snug 5.07 x 2.93 Partly glazed door and window to front elevation.  Laminate flooring.  Inset spotlights.  Radiator.  Stairs to :

On the First Floor –

Mezzanine study/seating area  3 x 2m Radiator.  Laminate flooring.  Sloping ceiling.

Landing Skylight to rear elevation.  Sloping ceiling.  Exposed beams.

Bathroom 2.54 x 1.85 Velux window to the front elevation.  Sloping ceiling.  Bath with tiled surround, shower screen and mixer/shower tap adjustment.  Tiled floor.  WC.  Vanity unit with mirror over.  Heated electric towel rail.

Bedroom 2 3.57 x 2.28 Window to the front elevation.  Exposed beams.  Sloping ceiling. Electric radiator.

Bedroom 3 3.87 x 3.24 Velux windows to the front and rear elevations.  Sloping ceilings.  Electric radiator.  Exposed beams.

OUTSIDE :

A tarmac drive leads to gravel parking and turning area.  Ornamental pond with fountain surounded by decking to provide an attractive seating area.  Immaculate garden laid to lawn with mature trees and shrubs.   Metal shed.  To the rear is a terrace and wooden chalet.  Walnut and cherry trees.

SERVICES : 

Mains water and electricity. Telephone line (not presently connected).  Electric central heating and a woodburner.  Double glazed uPvc windows.  Broadband internet connection.  Drainage is to an all water septic tank.

FINANCIAL DETAILS :

Taxes Foncières : 380€ per annum

Taxe d’habitation : € per annum

Asking price : 182,000€ including Agency fees of 12,000€ . In addition the buyer will pay the Notaire’s fees of 13,700€ 

Please note : All room sizes are approximate.  Suzanne in France has made every effort to ensure that the details and photographs of this property are accurate and in no way misleading.  However this information does not form part of a contract and no warranties are given or implied.

Property Ref : SIF – 001602


Latest Listings

Immaculate detached house with half an acre garden in a quiet village in Normandy

The property has been completely renovated by the present owner including re-wiring,  a new kitchen and bathrooms and the creation of the first floor bedrooms.   It benefits from a downstairs bedroom and bathroom.  Pretty garden with ornamental pond.  Viewing is recommended.

The property is situated in a village in the Manche (Normandy region) in the north of France, 60 km from Saint-Lô, the department capital. The medieval town of Domfront is 25 km and Fougères 30 km with its forest, lake and manmade beach.  It is about 31km from the beach and UNESCO heritage site of Mont Saint Michel.  The attractive market town of Saint Hilaire du Harcouët with its weekly market is about 5 km from the property and Mortain is about 10 km.  It is 333 km from the Channel Tunnel at Calais but closer ferry links are available via Caen Ouistreham (95 km) or Saint-Malo (69 km).  The closest airports are at Rennes (79 km) and Dinard (73 km).

THE ACCOMMODATION COMPRISES :

On the ground floor –

Kitchen/Breakfast Room  3.22 x 2.71m  Recently fitted kitchen with range of matching base and wall units. Built in oven and electric hob with extractor fan over.  Butler sink with mixer tap.  Solic wood worktops with tiled splashbacks.  Space for freestanding fredge/freezer.  Electric radiator.  Tiled floor.

Rear Lobby  2.21 x 1.40m  Partly glazed double doors to terrace and rear garden.  Tiled floor.

Bathroom  2.28 x 2.13m  Window to west elevation. Bath with mixer/shower tap adjustment over and shower screen.  WC.  Hand basin.   Heated towel rail.  Cupboard housing hot water cylinder and plumbing for washing machine.  Extractor fan and vent.

Lounge/Dining Room  5.00 x 4.25m  Partly glazed door and window to front elevation.  Radiator.  Oak floor.  Fireplace with wood-burner (previously had back boiler installed but not now).  Cupboard housing electrics.

Bedroom 1  5.07 x 3.40m  Window to front elevation.  Radiator.  Oak floor.

Snug 5.07 x 2.93 Partly glazed door and window to front elevation.  Laminate flooring.  Inset spotlights.  Radiator.  Stairs to :

On the First Floor –

Mezzanine study/seating area  3 x 2m Radiator.  Laminate flooring.  Sloping ceiling.

Landing Skylight to rear elevation.  Sloping ceiling.  Exposed beams.

Bathroom 2.54 x 1.85 Velux window to the front elevation.  Sloping ceiling.  Bath with tiled surround, shower screen and mixer/shower tap adjustment.  Tiled floor.  WC.  Vanity unit with mirror over.  Heated electric towel rail.

Bedroom 2 3.57 x 2.28 Window to the front elevation.  Exposed beams.  Sloping ceiling. Electric radiator.

Bedroom 3 3.87 x 3.24 Velux windows to the front and rear elevations.  Sloping ceilings.  Electric radiator.  Exposed beams.

OUTSIDE :

A tarmac drive leads to gravel parking and turning area.  Ornamental pond with fountain surounded by decking to provide an attractive seating area.  Immaculate garden laid to lawn with mature trees and shrubs.   Metal shed.  To the rear is a terrace and wooden chalet.  Walnut and cherry trees.

SERVICES : 

Mains water and electricity. Telephone line (not presently connected).  Electric central heating and a woodburner.  Double glazed uPvc windows.  Broadband internet connection.  Drainage is to an all water septic tank.

FINANCIAL DETAILS :

Taxes Foncières : 380€ per annum

Taxe d’habitation : € per annum

Asking price : 182,000€ including Agency fees of 12,000€ . In addition the buyer will pay the Notaire’s fees of 13,700€ 

Please note : All room sizes are approximate.  Suzanne in France has made every effort to ensure that the details and photographs of this property are accurate and in no way misleading.  However this information does not form part of a contract and no warranties are given or implied.

Property Ref : SIF – 001602

Why Choose Us

Local Knowledge

Local Knowledge

We have extensive local knowledge of the areas we cover, and can guide you to the sorts of places and properties that meet your unique needs.

A Fully Bilingual Service

A Fully Bilingual Service

As fluent French speakers, we provide you with full bilingual support throughout the entire buying process. This will save you time, money – and stress.

A Values-Based Approach

A Values-Based Approach

We believe in sharing our expertise and giving you the best possible advice, so you can feel in control of the process. We will always go the extra mile.

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